The Two Types of LPA

There are two types of Lasting Power of Attorney in England and Wales, and they cover fundamentally different areas of a person's life. They are separate legal documents and must each be registered independently with the Office of the Public Guardian.

A property and financial affairs LPA allows an attorney to manage financial matters on your behalf. This includes bank accounts, bills, investments, pensions, and property. It can be used with your consent while you still have capacity, or automatically if capacity is lost.

A health and welfare LPA covers decisions about your personal care, medical treatment, and day-to-day living arrangements. It can only be used if you are unable to make decisions yourself. It does not give an attorney authority over financial matters.

Without the correct type of LPA in place, family members may not have the authority to deal with specific issues if capacity is lost - even if another type of LPA exists. In practice, most people choose to put both in place to ensure full coverage.

At MJV Solicitors, we advise on which type - or combination - is appropriate based on each client's individual circumstances.

FAQ

What are the two types of LPA?
Property and financial affairs, and health and welfare - each covering different decisions.
Do I need both types?
Most people benefit from having both in place to ensure full coverage. But we talk through all of your options before you make any decision.
Are they the same document?
No. They are separate documents and must be registered separately.

If you would like advice on putting a Lasting Power of Attorney in place, MJV Solicitors provide clear guidance and transparent, fixed-fee pricing. Contact us today to discuss the right arrangements for your circumstances.