What Makes a Property Unfit for Human Habitation?
What Makes a Property Unfit for Human Habitation?
9 January 2026

Croydon Tenant Wins £12,500+ for Severe Damp and Mould in Council Flat

9 January 2026

Housing Disrepair Claim Against Croydon Council A Case Study

When an 82-year-old widow was forced to live with dangerous damp and mould in her council flat, she turned to our housing disrepair solicitors for help. The result? Over £12,500 in compensation and a court-ordered repair deadline for her landlord, Croydon Council.

The Disrepair Issue – What Happened?

Our client lived alone in a one-bedroom ground-floor flat managed by Croydon Council. She had been struggling for years with serious damp and black mould affecting her kitchen, bathroom, and living room.

How The Damp and Mould Impacted Her Health and Wellbeing

Despite multiple complaints, the council refused to take proper action. As someone who is almost completely housebound, she was exposed to mould spores 24/7 putting her health and mental wellbeing at significant risk. Her family were deeply concerned.

Eventually, the tenant reached out to our expert team at MJV Solicitors, specialists in housing disrepair claims for council and housing association tenants.

How MJV Solicitors Helped

The tenant contacted our team of specialist housing disrepair solicitors for advice. We acted swiftly:

  • Sent a Letter of Claim to Croydon Council
  • Instructed an independent RICS-qualified surveyor
  • Identified not only the cause of the damp and mould but also additional window disrepair

When the landlord failed to respond, we issued court proceedings on her behalf.

The Legal Outcome

As a result of our action:

  • The court ruled in our client’s favour
  • Repairs Ordered
  • The council was given 90 days to complete all works Compensation Awarded
  • Our client received over £12,500 in damages

Her family said the case brought them peace of mind. After being ignored for so long, our client finally received the justice and compensation she deserved.

Are You a Council or Housing Association Tenant Living with Damp, Mould or Disrepair?

You may be eligible for compensation and were here to help. Our housing disrepair solicitors act for tenants across England and can help you:

  • Get expert evidence
  • Make a successful claim
  • Ensure your landlord carries out repairs
  • Claim on a no-win, no-fee basis

For related information, read: How to Gather Evidence for a Housing Disrepair Claim’ and ‘What Makes a Property Unfit for Human Habitation?

Get in Touch Now for a Free Case Assessment 

  • Call us on 01253 858231 
  • Message us on WhatsApp or Facebook 
  • Visit our website for more information about how to start your claim for Housing Disrepair 

Read about some of our other successful disrepair claims, and how we helped:

Leaseholder Wins £16,800 Compensation Over Damp, Leaks, and Failed Repairs

Leaks, Damp and Mould in Council Flat: How We Helped a Croydon Tenant Claim Over £14,000

Leaks Caused Significant Damage for Wandsworth Leaseholder – Our Team Helped the Tenant Claim Over £14,000.

A Leak Ruined the Kitchen of This Newham Council House — But We Helped the Tenant Claim Over £8,600.

Conveyancing price guide

Introductory paragraph explaining price transparency and why the costs are displayed below.

Our Service

We will (depending on whether we are acting for the buyer or seller):

  1. Comply fully with the Law Society’s Protocol for Conveyancing transactions;
  2. Prepare or consider all initial documents including the contract, property information form, fixtures and fittings forms, legal title and any other such documents required by the individual circumstances of the transactions;
  3. Prepare or consider enquiries and prepare or consider the responses;
  4. Consider the search reports on a purchase;
  5. Prepare a report on purchase properties;
  6. Assist with the execution of the contract and transfer as well as any other documents that are required;
  7. Exchange and complete the transaction;
  8. Comply with all post completion requirements;
  9. Submit a Stamp Duty Land Tax return upon completion.

Purchasing

How much will it cost?

If you are purchasing a freehold property, our fees on a purchase are:

Purchase price

Our fee

VAT

Total

£0-£100,000

£600

£120

£720

£100,001 - £150,000

£650

£130

£780

£150,001 - £200,000

£700

£140

£840

£200,001 - £250,000

£750

£150

£900

£250,001 - £300,000

£800

£160

£960

£300,001 - £400,000

£850

£170

£1020

£400,001 - £500,000

£900

£180

£1080

£500,001 - £750,000

£1000

£200

£1200

Each transaction will also incur the additional charges set out below:

Additional charge and explanation

Our fee

VAT

Total

Bank transfer fee

£30.00

£6.00

£36.00

Independent ID verification (per person)

£5.00

£1.00

£6.00

Depending on the specific nature of your purchase, we may also charge you the following:

Charge

Our fee

VAT

Total

Purchase of a leasehold house

£100.00

£20.00

£120.00

Purchase of any other leasehold property

£150.00

£30.00

£180.00

Purchase of a shared ownership property

£250.00

£50.00

£300.00

Gifted deposit

£50.00

£10.00

£60.00

New build property

£250.00

£50.00

£300.00

The above costs are for our fees only and all are subject to the disbursements on your matter.

Disbursements on a purchase

Please note that, subject to the relevant rules in operation at the time of your purchase and the value and nature of your purchase (i.e. whether you are a first time buyer or if you are purchasing a buy to let property), you may be required to pay Stamp Duty Land Tax on your purchase. This is not classified as a disbursement and we will advise you on your tax liability, if any, upon receipt of your instructions or specific enquiry.

Please note that our search and service providers often increase charges at little notice and so the disbursements quoted below are subject to change. We update this website as soon as possible following any such change.

Typically, the following searches are required for a purchase (all charges are inclusive of any VAT or insurance premium tax):

Local Authority’s current search fee (if Blackpool, Wyre or Fylde)

£122.70 inc VAT

Drainage and Water search fee

£79.50 inc VAT

Environmental search

£71.40 inc VAT

Land Registry priority title search

£3.00 no VAT

Bankruptcy search - £2 per seller named on the Register of Title

£2.00 no VAT

Land charges search - £2 per seller named on the Register of Title

£2.00 no VAT

It may transpire through the course of your purchase that further searches are required, but this is not typically so and most of our purchase matters complete having undertaken only the searches listed above.

You will have to pay a fee to register your property.

Purchase price

Land Registry registration fee (no VAT)

£0 - £80,000

£20.00 no VAT

£80,001 - £100,000

£40.00 no VAT

£100,001 - £200,000

£100.00 no VAT

£200,001 - £500,000

£150.00 no VAT

£500,001 - £1,000,000

£295.00 no VAT

£1,000,000 and above

£500.00 no VAT

Selling

How much will it cost? – Sale

If you are purchasing a freehold property, our fees on a purchase are:

Purchase price

Our fee

VAT

Total

£0-£100,000

£600.00

£120.00

£720.00

£100,001 - £150,000

£650.00

£130.00

£780.00

£150,001 - £200,000

£700.00

£140.00

£840.00

£200,001 - £250,000

£750.00

£150.00

£900.00

£250,001 - £300,000

£800.00

£160.00

£960.00

£300,001 - £400,000

£850.00

£170.00

£1020.00

£400,001 - £500,000

£900.00

£180.00

£1080.00

£500,001 - £750,000

£1000.00

£200.00

£1200.00

Over £750,000

To be negotiated

To be applied

To be agreed

Each transaction will also incur the additional charges set out below:

Additional charge and explanation

Our fee

VAT

Total

Bank transfer fee

£30.00

£6.00

£36.00

Independent ID verification (per person)

£5.75

£1.15

£6.90

We are currently on the panels of Lloyds Banking Group (Halifax, Birmingham Midshires and Lloyds) and Barclays. If you are purchasing a property with any of these lenders, we would be delighted to assist you, but cannot act where the mortgage is provided by any other lender.

Depending on the specific nature of your purchase, we may also charge you the following:

Charge

Our fee

VAT

Total

Sale of a leasehold house

£100.00

£20.00

£120.00

Sale of any other leasehold property

£150.00

£30.00

£180.00

Sale of a shared ownership property

£250.00

£50.00

£300.00

The above costs are for our fees only and all are subject to the disbursements on your matter.

Re-mortgages

We charge £500 plus VAT for acting on a re-mortgage.

Our disbursements are limited to the Land Registry searches of £3 per document (there is no VAT on Land Registry charges) and typically the total cost of these is between £6-£15 depending on how many documents are registered and whether the property being re-mortgaged is freehold or leasehold. Most lenders normally permit the purchase of no search insurance rather than undertaking new searches and this costs, inclusive of insurance premium tax.

Call us today: 01253 858 231